Interchange Plus

Process more and save with Interchange Plus pricing

Get your business the most transparent processing option. Easily see what you’ve been charged, with a detailed breakdown on your monthly statement.

Stop overpaying for low-cost transactions, and save the more you process.

Saving credit card processing fees is as easy as 1, 2, 3

Interchange Plus pricing eliminates surcharges and hidden costs by passing interchange fees directly to merchants. Make the switch today for the most clearcut and cost-effective form of merchant account pricing.

We will be with you every step of the way to better savings, from statement reviews to updating your POS hardware to better suit your needs. Our Payment Experts will review your current processing statements and let you know where you could be saving the most.

What is interchange plus pricing?

Interchange plus pricing works by adding a fixed markup to a card company’s interchange fees. Interchange plus pricing is made up of two components: The interchange fees charged by the card brand, and the plus refers to markup fees from your credit card processor that are applied to every credit card transaction.

Payment technologies

Frequently asked questions

What is the interchange fee/rate?

How does interchange plus pricing work?

Is interchange plus pricing right for my business?

How much money could I save?

Let’s compare Interchange Plus to traditional processing for complete transparency

Let’s say you own a boutique, and your processor currently charges you an interchange plus rate of 0.20% + $0.10 per transaction for a retail transaction. When a customer comes to your store and spends $100 (including tax) for clothes and pays with a credit card, the card’s interchange cost is 1.580% plus $0.10, or $1.68.

The processor passes that cost on to you and charges a markup of 0.20% plus $0.10, or $0.30. So, your total cost for taking the credit card is $1.98, or 1.98%. Unlike with traditional processing, you can clearly see the breakdown of what you’re being charged on your monthly statement, and it’s much easier for you to reconcile your underlying costs for payment processing.

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Not sure which option is best for you?

Our savings calculator shows how much you can save, based on your unique situation

Rate Sekurity Guarantee

Sekure is not a credit card processor. This gives our payment experts the freedom and flexibility to work with you to not only make sure you’re getting the best possible deal. But they also ensure you have the right point of sale hardware and software.

Laura Hamilton, Owner of Laura's flower shop

"The Rate Sekurity Guarantee ™ meant I wasn't getting taken advantage of anymore. I was getting the lowest rate for what’s best for my business. I never have to worry about hidden fees again.”

Laura Hamilton,

Owner of Laura's flower shop

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We can answer all your questions and find a custom solution that fits your needs perfectly.

The Sekure Merchant's guide

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Comparing options:

  • POS
  • Handheld terminal
  • Tablet
  • eCommerce
  • Virtual terminal, etc

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